Questionnaire
Please put a tick in
the circle next to the answer of your choice.
1-
Do
you borrow money from the bank?
1.
Yes
2.
No
2- What is
the first thing you would do if you wanted to receive money from bank as a
borrower?
1.
Buy a car
2.
Spend it for leisure
3.
Invest the money
4.
Buy a house
5.
Other things
3- How do you feel when you are in debt?
1.
Worried and sleepless
2.
No feelings
4- What would you do when you can’t pay back the bank?
1.
Ask for money from people or family
2.
Nothing and go to jail
3.
Try to sell things and get the money to repay
5- Do you
agree that borrowing money could put you in bad situations and risk?
1.
Yes
2.
No
6- How could borrowing money get you in trouble and risk?
1.
Create fights when you can’t pay back the person and end of
friendship
2.
Puts you in jail when you can’t pay back the jail
3.
Feeling bad and sell things you need just to pay back
4.
all of the above
7- How many times did you borrow money and paid back?
1.
Once
2.
More than once
3.
Many times
4.
None
8- When would you pay back if you borrow the money?
1.
When you have money instantly
2.
Postpone till the lender ask
3.
You don’t know when
9- Do you want to borrow money in the future?
1.
Yes
2.
No
Answer the questions according to your
opinion:-
10- Do you
recommend to borrow money from the bank? Why?
11- Why do you think interest rates of the bank is a
problem?
Data and results
I collected these data from the students at ADMC and i figure out that 85% of the students out of 20 don't borrow money from the bank. People thoughts are different, some people want the money to buy a car and some others want it for investment ,and few people want it for others things. So in the end i think that its bad idea to borrow money from the bank as most agree with my opinion, because whatever is bad for the society it's bad for the country. To be a successful country, we need to make people's life full of happiness, either by solving their problems or advise them for the best choice.
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Students answer
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Q 1
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Q 2
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Q 3
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Q 4
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Q 5
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Q 6
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Q 7
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Q 8
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Q 9
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Answer 1
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17
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4
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14
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6
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15
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1
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1
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15
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5
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Answer 2
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3
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3
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6
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5
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5
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2
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2
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2
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15
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Answer 3
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3
|
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9
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6
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4
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3
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|
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Answer 4
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6
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|
|
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11
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13
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|
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Answer 5
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4
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Percentage
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Q1
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Q2
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Q3
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Q4
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Q5
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Q6
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Q7
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Q8
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Q9
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Answer 1
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85%
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20%
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70%
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30%
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75%
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5%
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5%
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75%
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25%
|
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Answer 2
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15%
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15%
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30%
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25%
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25%
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10%
|
10%
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10%
|
75%
|
|
Answer 3
|
|
15%
|
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45%
|
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30%
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20%
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15%
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|
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Answer 4
|
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30%
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|
|
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55%
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65%
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Answer 5
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20%
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Question 10:-
According to people’s opinion, Many don’t recommend
borrowing money from the bank as one of them say if you don’t really need the
money don’t borrow it, and other one says we should save the money then buy
what we want, and one of them says he is satisfied with the salary. So as
others agree that it could get you to risk, and also they think it’s better
than borrowing from the people. While few people recommend to borrow to make
business and have better life.
Question 11:-
According to people’s opinion, Most of them think that
its illegal for the bank to have high or low interest as it’s forbidden to our
Islamic religion and not fair. Others think that you pay more than you take as
one of the students say the more you delay the paying back the more you pay
money.